Decide to do a spreadsheet to keep track on our spending for wedding, house and car insurance.
Spent around SGD6k plus so far. And more to come. A simple calculation but shocking conclusion:
Wedding DAY - SGD3,988 for basic package - paid (exclude empeal, shoes, accessories, flowers, photos top-up and car decor) - SGD8,500 - 9,000 for wedding venue for 200 guests (10% deposit, rest on AD) - SGD3,500- 5,000 for out of pocket Pin Jin and Xia Pin - SGD2,000-3,000 for hongbao for helpers - SGD680 for AD photographer - SGD1,200 for wedding band we set our eyes on after 20% discount - Few thousand on miscellanous (Min. estimation of SGD18,000 & above for above)
Housing - 1% agent fees, est. SGD2,500 to SGD3k plus - Cash downpayment (Varies from zero to few thousands) - Renovation, probably at SGD15,000 & above for we are getting resale - Furniture & electrical products (Targeting around SGD10,000) - Few thousand on miscellanous (Min. estimation of SGD30,000 & above)
Car Insurance - expiring around end of Mar This year we paid around SGD3,800 including road tax. Hopefully lesser in the coming year
Above is min. estimation of SGD50,000. That's shocking!
Our savings is still far from it. Dont be surprise, though we are in courtship for many years, he started working late, I spent my early savings on my education and with his spendthrift ways of spending years ago.. one word - sigh.
So, more saving is always safe and better than less. Especially if you are forking out of own pocket. Do always weigh and whether it is a Want or Need nowadays.
But see how it goes. Renovation loan from bank. Or my elder sister, at least it's interest free.
Praying hard that we will be debt free.
And yes, I thank God He has taught my Dear a lesson on life and money value. And learn how to treasure one another more. Use each other's weak points to convert to strength.
PROFILE ♥
NAME: MRS GOON
DOB: 02 AUG 1978
LOVES: GOD, FAMILY, FRIENDS, SHOPPING, MAKAN
FAVORITE VERSE: MATTHEW 6:33
♥
Monday, October 09, 2006
10:09 PM
Decide to do a spreadsheet to keep track on our spending for wedding, house and car insurance.
Spent around SGD6k plus so far. And more to come. A simple calculation but shocking conclusion:
Wedding DAY - SGD3,988 for basic package - paid (exclude empeal, shoes, accessories, flowers, photos top-up and car decor) - SGD8,500 - 9,000 for wedding venue for 200 guests (10% deposit, rest on AD) - SGD3,500- 5,000 for out of pocket Pin Jin and Xia Pin - SGD2,000-3,000 for hongbao for helpers - SGD680 for AD photographer - SGD1,200 for wedding band we set our eyes on after 20% discount - Few thousand on miscellanous (Min. estimation of SGD18,000 & above for above)
Housing - 1% agent fees, est. SGD2,500 to SGD3k plus - Cash downpayment (Varies from zero to few thousands) - Renovation, probably at SGD15,000 & above for we are getting resale - Furniture & electrical products (Targeting around SGD10,000) - Few thousand on miscellanous (Min. estimation of SGD30,000 & above)
Car Insurance - expiring around end of Mar This year we paid around SGD3,800 including road tax. Hopefully lesser in the coming year
Above is min. estimation of SGD50,000. That's shocking!
Our savings is still far from it. Dont be surprise, though we are in courtship for many years, he started working late, I spent my early savings on my education and with his spendthrift ways of spending years ago.. one word - sigh.
So, more saving is always safe and better than less. Especially if you are forking out of own pocket. Do always weigh and whether it is a Want or Need nowadays.
But see how it goes. Renovation loan from bank. Or my elder sister, at least it's interest free.
Praying hard that we will be debt free.
And yes, I thank God He has taught my Dear a lesson on life and money value. And learn how to treasure one another more. Use each other's weak points to convert to strength.
